We are an independent, advertising-supported comparison service. What to do when you lose your 401(k) match Should you accept an early retirement offer? To learn more about ways to protect your home and belongings, check out our homeowners insurance products.How much should you contribute to your 401(k)? Consider putting jewelry or other valuables that you don’t often wear or use in a safe deposit box. Check with your agent, if you have one, to make sure that you have adequate insurance coverage for these items as they may need to be insured separately. Valuable items like jewelry, art, and collectibles may have increased in value since you brought them into your home. While most people think of their home when making an inventory, it is important to document the contents of your business, if applicable, as well. This is also a good time to delete items that you have replaced or no longer own. When you make a significant purchase, add the information to the inventory while the details are fresh in your mind. If you choose to create a paper version, consider storing it off-site in a safe deposit box. Finally, digital home inventory programs allow you to upload multiple photos of each item, including photos of the serial number, receipt and other identifying details.Second, walk through your home or office using your phone to shoot video of the contents, describing them as you go.Don’t forget to inventory items that may be out of sight in storage closets or drawers. Label pictures of rooms and important individual items with a description, including where you bought it and the make, model and serial number. First, take a picture of relevant rooms or items.You can also create a photo or video inventory and upload it to a cloud-based service. Creating a digital home inventory and storing it off-site will help ensure that it won’t be lost, stolen or damaged during any disaster at your home. Step 2: Keep your inventory in a safe place. Document possessions inside your home and on your property that may be of value. The more detailed your inventory, the more useful it will be if you have to make a claim. Compiling a comprehensive home inventory takes time and effort. Step 1: Take the time to walk through your property. Here are some steps you can use to help build your home inventory checklist. Taking the time to document your belongings now can help you recover faster after a loss. In this situation, having a current inventory of your possessions, including make and model numbers, may help you with any potential insurance claims. In no event will Travelers or any of its subsidiaries or affiliates be liable to anyone who has access to or uses the information provided in the video.Īfter a fire, burglary or another event in which you lost possessions from your home, it may be difficult to remember the details of every one of the belongings that you have accumulated over the years. Travelers does not warrant that adherence to any recommendations, best practices, or guidelines will result in a particular outcome. Text, The information in this video is intended for use as a guideline and is not intended as, nor does it constitute, legal, technical, or professional advice. For more information on creating a home inventory, visit /homeinventory. This simple video will be a big help in getting your life back to normal following a catastrophe. So use your phone to take a video of the items in every room, paying particular attention to your most valuable possessions. If a storm damages your home or business, having a current inventory of your possessions can help you get your life back on track faster. Examples of valuable possessions in the home one should videotape to insure against loss by a storm. SCOTT WALLQUIST: Did you know your smartphone can help you recover from a disaster?Ī red-and-white animation. Scott Wallquist, Travelers Safety Specialist.
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